Who we are
The Team
Drawing on over two decades of experience in the financial markets and our operations in Panama since 2017, we have assembled a team that provides our clients with comprehensive support regarding ‘Plan B’: property, residence permits and opening bank accounts. To this end, we work in collaboration with our German-speaking partner solicitors in Panama. Since 2018, we have also been running our own property management service – from letting and furnishing to day-to-day management. Through this all-round, one-stop service, we aim to be your trusted local partner in Panama and keep the time you need to invest to a minimum. In addition to the people mentioned here, we have further team members who handle internal tasks.
Klaus Happ
Founder & Director
- Born in Frankfurt 1974.
- Started his career at the Dresdner Bank in 1994 and studied at the Bank Academy.
- Employed at Dresdner until the end of 2001, being responsible for private and institutional clients in the areas of financial transactions, foreign exchange and securities.
- Began at UBS Germany 2002 in wealth management as a securities and portfolio specialist. Between 2005 and 2016 advised affluent clients in their strategic investment decisions.
- 2017 operational launch of FRAPAN-Invest, Corp.
Robert Bierich
Director
- Born 1963 in Frankfurt
- Managing Director at JP Morgan Asset Management until 2001
- Since 2001 Managing Partner at arsago ACM
- Director of arsago Panama Holding and FRAPAN-Invest
Marie & Abel
German-speaking Partner solicitors
- Law firm in Panama City
- Many years of experience in providing legal support to international clients
- Consulting in the areas of real estate law, residence law, investment, and corporate law
- Marie comes from Vienna, has lived in Panama for over 20 years, and is familiar with local structures and procedures
- Abel, born in Panama, has been practicing as a solicitor since 2001
Christian Höller
Customer Advisor
- Born in Cologne in 1981
- Trilingual: German, English and Spanish
- Studied economics in Germany, the USA and Spain
- Several years’ experience in advising and marketing property for international clients
- Experience in advising German companies on entering and expanding their business in the Latin American market
- Assists Klaus Happ in supporting German-speaking prospective clients and investors
- Has lived in Panama for over 10 years
Frida Hoffmann
Customer Advisor
- Born in Berlin in 1983
- Trilingual: German, English and Spanish
- Studied architecture in Germany and Spain
- Over 15 years’ experience in architecture, project management and property sales – specialising in high-end residential properties in Berlin, Ibiza and Costa Rica
- Assists Klaus Happ in supporting German-speaking prospective buyers and investors
- Has been living in Latin America since January 2022 and will be based in Panama from 2026
Tom Richter
Customer Advisor
- Born in Germany
- Trilingual
- Studied hotel management
- Experience as a real estate agent in Panama
- 12 years of experience in property investment and property photography
- Supports Klaus Happ in the support of German-speaking interested parties and investors
- Lives between Panama City and Barcelona
Steffi Köck
Klaus Real Estate Day
- Born 1985 in Munich
- 8 years experience as a German tour guide in Panama, specialised in tourism and relocation tours in the real estate sector (trilingual)
- Experience in the property business in Panama
- Support for the KLAUS Real Estate Days and contact person for participants on site
- Organisation and coordination of stays, appointments and events in Panama
- Lives in Panama for 9 years
Simone di Giovanni
Property management & furnishing
- Born 1983 in Rome, Italy
- University degree in industrial engineering
- 13 years of experience in property, development and management in Panama
- Lives in Panama City
Ricardo Garces
Property management
- Born 1975 in Colombia
- Bilingual (Spanish – English)
- University degree in Business Administration
- 20 years of experience in property management
- Lives in Panama City
Karla Brown
Property Management
- Born in Panama
- University degree in Social Work
- Bilingual (Spanish – English)
- 10 years’ experience in property management
- Lives in Panama City
Wendy Stamps
Office Administration
- Born in 2000 in Panama
- Experience in administration within the real estate sector
- Experience in business administration and legal processes
- Bachelor’s degree in Law, University of Panama
- Supports internal administrative workflows and processes
- Interface between operational teams and administrative matters