The Team
Who we are

The Team

With the combination of our decades of financial market and real estate experience, the knowledge of the real estate market in Panama and the very good contacts in the country, we offer our clients an all-in service for real estate in Panama. Through our complete service from one hand we would like to keep your time expenditure as low as possible. We would like to be your local trusted partner in Panama and take care of your real estate investments in a sustainable way.

Klaus Happ -

Klaus Happ

Founder & Director
  • Born in Frankfurt 1974.
  • Started his career at the Dresdner Bank in 1994 and studied at the Bank Academy.
  • Employed at Dresdner until the end of 2001, being responsible for private and institutional clients in the areas of financial transactions, foreign exchange and securities.
  • Began at UBS Germany 2002 in wealth management as a securities and portfolio specialist. Between 2005 and 2016 advised affluent clients in their strategic investment decisions.
  • 2017 operational launch of FRAPAN-Invest, Corp.
Robert Bierich

Robert Bierich

  • Born 1963 in Frankfurt
  • Managing Director at JP Morgan Asset Management until 2001
  • Since 2001 Managing Partner at arsago ACM
  • Director of arsago Panama Holding and FRAPAN-Invest
Simone Di Giovanni

Simone di Giovanni

Property management & furnishing
  • Born 1983 in Rome, Italy
  • University degree in industrial engineering
  • 13 years of experience in property, development and management in Panama
  • Lives in Panama City
Ricardo Graces

Ricardo Garces

Property management
  • Born 1975 in Colombia
  • University degree in Business Administration
  • 20 years of experience in property management
  • Lives in Panama City
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