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If you are thinking about emigrating to Panama or simply planning a longer stay, the cost of living in Panama is a crucial topic. In this article, we take a detailed look at the expenses you can expect in Panama and how they compare to other countries, especially Germany.
If you want to maintain the same standard of living in Panama City as in Frankfurt, you only pay around 70% of the costs you would have to pay in Germany. For example, the price of an existing apartment in Panama City in the first row on the Pacific Ocean is around USD 2,500 per square meter. This means that you can enjoy a much better lifestyle in Panama City on a similar budget. However, it is important to note that the cost of living can vary depending on the region. While living in Panama City is more expensive, costs are significantly lower in rural areas.
Much of the fresh food in Panama is surprisingly affordable, especially local produce such as fruit and vegetables. For example, a kilo of bananas costs around USD 1, while a kilo of rice costs between USD 1-2. Thanks to the tropical climate, there is a wide selection of fresh food, which is often offered at very reasonable prices. However, prices can rise considerably for imported goods. It is therefore advisable to buy local produce to minimize costs.
Transportation costs are also low in Panama. The metro in Panama City costs around USD 0.35 – 0.50 per journey and offers an inexpensive way to get around. Bus connections are also very inexpensive and cover the country well. A bus ride within the city usually only costs 0.25 USD. This efficient transportation system makes it easy for expats and locals to get around and explore the different regions of Panama without spending a lot of money.
Healthcare in Panama is generally very affordable, especially compared to prices in the USA or Europe. A visit to a general practitioner costs on average around 20 to 60 USD, which compares favorably with the high prices in the USA or Germany. Many expatriates use private clinics, whose costs are often cheaper than expected. An excellent example of high-quality medical care is the Johns Hopkins Clinic in Panama, which meets international standards.
The average monthly cost of private health insurance in Panama is between USD 50 and 200 for individuals. For families, it is between USD 150 and USD 500, depending on individual needs and the scope of services selected.
For those who want to enjoy life in Panama, there are numerous inexpensive leisure options. Access to beautiful beaches, nature parks and outdoor activities is often easy without having to dig deep into your pockets. Many beaches are accessible for free and entrance fees to nature parks are often between 2 and 5 USD. Whether surfing, hiking or simply relaxing on the beach – Panama offers a variety of experiences that make life here even more attractive.
It is important to consider exchange rates and the impact of the US dollar economy on the cost of living. These factors can lead to different costs depending on the exchange rate. Some things are very cheap in Panama, such as buying real estate and fresh fish; for example, a kilo of fresh fish can cost between 5 and 10 USD. On the other hand, certain expenses such as private schools and drugstore items are higher, which you should factor into your financial planning.
The cost of living also varies by region: in rural areas, expenses are often lower than in urban areas, which affects rental prices and everyday costs. Rents for a 2-bedroom apartment in rural areas can be as low as 400 to 700 USD, while in Panama City they can easily rise above 1,200 USD.
Overall, Panama offers an attractive mix of quality of life and low-cost options, while you also need to be aware of some challenges. It’s worth considering individual needs and priorities to enjoy the best lifestyle in this beautiful country. Whether you want to explore the beaches, the culture or the gastronomy, Panama could be the perfect place for a fresh start.
Klaus Happ’s company “FRAPAN-Invest” advises investors who want to invest in real estate in Panama. Furthermore, Klaus Happ will be happy to advise you personally on the subject of “Plan B in Panama”.
The real estate market in Panama is internationally one of the most interesting for investments. We would like to be your trusted local partner and assist you with the initial purchase. Additionally, we can take care of your real estate in Panama in a sustainable way.
Profitable, safe and beautiful:
Investments in Panama
Das Leben im Ausland zieht immer mehr Deutsche an. Die Suche nach neuen Perspektiven, einer besseren Lebensqualität oder einer langfristigen Altersvorsorge motiviert viele, ihre Koffer zu packen und ins Unbekannte aufzubrechen. In diesem Artikel werfen wir einen Blick auf die besten Länder zum Auswandern, wobei wir Panama als besonders attraktives Ziel herausstellen. Auch Dubai wird in diesem Kontext berücksichtigt, da es oft als vielversprechende Auswanderungsoption angesehen wird.
Die Lebensqualität ist ein entscheidender Faktor bei der Wahl des Auswanderungslandes. Viele Deutsche suchen nach einem Ort, an dem sie sowohl beruflich als auch privat ein erfülltes Leben führen können. Aspekte wie Gesundheitsversorgung, Sicherheit, Bildung und die allgemeinen Lebenshaltungskosten spielen dabei eine entscheidende Rolle.
Kanada ist bekannt für seine offene Gesellschaft und hohe Lebensqualität. Die Natur ist atemberaubend, und die wirtschaftlichen Möglichkeiten in den großen Städten sind vielfältig. Allerdings sind die Winter sehr kalt, was für viele Deutsche eine Herausforderung darstellen könnte.
Neuseeland zieht mit seiner spektakulären Natur, freundlichen Menschen und der entspannten Lebensart viele Auswanderer an. Die Einwanderungsgesetze sind jedoch recht strikt, und es kann schwierig sein, die erforderlichen Visa zu erhalten.
Australien bietet eine hohe Lebensqualität mit zahlreichen beruflichen Chancen und einer multikulturellen Gesellschaft. Die Kosten für das Leben, insbesondere in den großen Städten, sind jedoch höher als in vielen anderen Ländern.
Panama hat sich in den letzten Jahren zu einem der attraktivsten Ziele für Deutsche entwickelt, die ins Ausland auswandern möchten. Die Lebensqualität ist hoch, und das Land bietet eine gute Gesundheitsversorgung, niedrige Kriminalitätsraten und ein angenehmes, tropisches Klima. Zudem ist Panama ein bedeutendes touristisches Ziel, das eine Mischung aus Natur, Kultur und moderner Infrastruktur bietet.
Panama ist ein exzellenter Ort für einen Plan B. Ob Sie Ihre Altersvorsorge diversifizieren oder einfach ein neues Leben beginnen möchten, die Möglichkeiten sind vielfältig. Auswanderer finden hier eine lebensfrohe und freundliche Gemeinschaft.
Das Investieren in Immobilien in Panama bietet erhebliches Potenzial. Der Immobilienmarkt boomt, und die Regierung fördert ausländische Investitionen durch attraktive Steuerbedingungen und gesetzliche Regelungen. Zudem sind wir von FRAPAN-Invest der Marktführer im deutschsprachigen Europa für Immobilien und Visa in Panama und haben ein Netzwerk deutschsprachiger Partneranwälte, die Ihnen bei rechtlichen Angelegenheiten zur Seite stehen.
Die Beantragung eines Aufenthaltsvisums in Panama ist relativ unkompliziert. Unser Unternehmen, FRAPAN-Invest, unterstützt Sie umfassend bei der Visa-Antragstellung, den rechtlichen Aspekten und dem Immobilienkauf.
Dubai ist ein weiteres beliebtes Ziel für Auswanderer. Die Stadt bietet ein modernes, urbanes Umfeld und unglaubliche berufliche Möglichkeiten, besonders in den Bereichen Technologie und Finanzwesen. Dennoch gibt es einige Herausforderungen.
Im Gegensatz zu Dubai, wo die extreme Hitze das Leben im Freien erschweren kann und viele Bereiche künstlich gestaltet sind, bietet Panama ein angenehmes und tropisches Klima, das ideal für einen aktiven Lebensstil ist. Die natürlichen Landschaften und die atemberaubende Schönheit der Umgebung machen das Leben hier authentisch und vielfältig. Zudem profitieren Auswanderer von der kulturellen Vielfalt Panamas, die eine Mischung aus Traditionen und einem offenen Lebensstil bietet, ohne dass man sich an strikte religiöse Normen anpassen muss. Dies schafft eine einladende Atmosphäre für alle, die dort leben möchten.
ERFAHREN SIE MEHR
Die Entscheidung, ins Ausland auszuwandern, erfordert gründliche Überlegungen und Recherchen. Während Kanada, Neuseeland und Australien großartige Möglichkeiten bieten und die üblicherweise in Betracht gezogenen Länder zum Auswandern sind, sticht Panama durch seine hohe Lebensqualität, einfache Visabestimmungen und attraktive Immobilienmöglichkeiten hervor. Darüber hinaus unterstützt FRAPAN-Invest Sie bei jedem Schritt Ihres Auswanderungsprozesses. Mit unserer Expertise und unserem Netzwerk im deutschsprachigen Raum sind wir Ihr zuverlässiger Partner für eine erfolgreiche Auswanderung nach Panama.
Wenn Sie darüber nachdenken, eine neue Heimat in Panama zu finden, lassen Sie uns gemeinsam Ihren Plan B verwirklichen.
Klaus Happ´s Gesellschaft „FRAPAN-Invest“ berät Investoren, die in Immobilien in Panama investieren wollen. Beim Thema “Plan B in Panama” steht Ihnen Klaus Happ gerne persönlich zur Beratung bereit.
Der Immobilienmarkt in Panama zählt international zu den interessantesten Standorten für Immobilien-Investments und wir möchten gerne Ihre Vertrauensperson vor Ort sein und uns um Ihre Immobilien in Panama nachhaltig kümmern.
Rentabel, sicher und schön:
Investments in Panama
Donald Trump’s interest in Panama and the strategic importance of the Panama Canal also remains high on the international stage. We take a look at the historical partnership between Panama and the USA as well as current developments affecting the relationship between the two countries, particularly in the context of Trump’s involvement.
Panama’s relationship with the USA has a long history dating back over a century. The construction of the Panama Canal between 1904 and 1914 represents a crucial point in this relationship and was under US administration until December 31, 1999. It is of great importance for global trade and is a central source of income for Panama. The Torrijos-Carter Treaty of 1977, signed by Omar Torrijos and US President Jimmy Carter, finally secured Panama’s full sovereignty over the canal. This was an important achievement for Panama and strengthened its national identity.
On February 2, 2025, an important meeting took place between US Secretary of State Marco Rubio and Panamanian President José Raúl Mulino in Panama City. Topics such as curbing illegal migration and competition for US companies were discussed. One sensitive topic was China’s influence on the Panama Canal. Trump and the US are expressing concerns about the presence of Chinese companies, in particular CK Hutchison Holdings, which also operates in the US. This situation is exacerbated by China’s involvement in the Silk Road Initiative, where it is investing in infrastructure. Panama has decided not to renew the existing contract with China regarding the Silk Road policy in 2026. In addition, the US has demanded lower canal transit fees in order to improve its trading conditions.
Now, an investment group led by BlackRock has acquired two of Panama’s largest port operations from Hong Kong-based CK Hutchison. The acquisition involves the Balboa and Cristóbal port operations, located at either end of the Panama Canal, and is part of a deal worth 22.8 billion dollars that includes a total of 43 ports in 23 countries. CK Hutchison had managed the Panamanian port operations for over two decades.
President Donald Trump has stated that the purchase was in response to his efforts to “regain control” of the Panama Canal, though the deal had reportedly been in the works for months. Company officials emphasized that Hutchison received numerous offers to purchase the ports. Furthermore, they clarified that the transaction was purely commercial in nature, as well as unrelated to recent political reports.
However, the acquisition is seen as a way to defuse tensions around the canal. With an American company controlling the two port operations, the rhetoric about “China’s control” of the canal could be softened. This could be an elegant solution for both sides.
Another important aspect of bilateral relations is the joint work of the US and Panama to tackle the refugee crisis. Many refugees try to reach the USA via Central America, and both countries have agreed to control illegal migration flows and find humane solutions to the refugee situation in the region. This cooperation underlines the commitment of both nations, not only in economic but also in humanitarian matters.
Panama remains an important player in the global economy, and Trump’s interest in Panama and the strategic role of the Panama Canal influence geopolitical relations with the US. The challenges posed by China’s influence over the Panama Canal and strategic ports are relevant to U.S. foreign policy. Despite these tensions, both nations are working together to find a common path that serves their interests and promotes stability in the region.
Panama offers not only a historical and strategic position, but also an ideal environment for investors and expatriates. If you are thinking of starting life in Panama, we at FRAPAN-Invest are your contact. As the market leader in German-speaking Europe for real estate in Panama and visas in Panama, we support you in emigrating to Panama.
Whether you are buying a property in Panama or planning to acquire a residence permit in Panama, we can help you apply for the Friendly Nations Visa Panama or the Golden Investor Visa Panama. Take advantage of this opportunity and explore the best countries to emigrate to. Our experienced team and network of German-speaking partner attorneys are ready to help you every step of the way. Experience life abroad in Panama!
Klaus Happ’s company “FRAPAN-Invest” advises investors who want to invest in real estate in Panama. Furthermore, Klaus Happ will be happy to advise you personally on the subject of “Plan B in Panama”.
The real estate market in Panama is internationally one of the most interesting for investments. We would like to be your trusted local partner and assist you with the initial purchase. Additionally, we can take care of your real estate in Panama in a sustainable way.
Profitable, safe and beautiful:
Investments in Panama
Panama, known for its stunning beaches and tropical beauty, offers a variety of opportunities for investors looking for beachfront real estate. Buying real estate in Panama not only gives you a retreat in paradise, but also the option to apply for a residence permit for your entire family. In this article, we present four exclusive beach projects that offer you the perfect opportunity to implement a plan B outside of Europe.
Playa Bonita is located just 20 minutes from Panama City in a picturesque bay. Here you can purchase exclusive apartments from around USD 360,000. The project offers an exceptional infrastructure with a clubhouse, fitness studios, pools and restaurants. The new metro line and bridge over the Panama Canal will massively enhance this region. The apartments are fully furnished and offer spectacular views, so you can enjoy life on the beach and the proximity to the city.
Playa Caracol is only 90 minutes from Panama City and is developing into Panama’s largest beach community. Around 500 apartments have been built so far. Here you will find the Surfside Club with a Radisson Hotel, restaurants, bars and a wellness area. Prices start from around USD 250,000. Enjoy a wide range of water sports facilities and the high rentability of your property via Airbnb, supported by local management. This location is ideal for buyers looking to both relax and make a lucrative investment.
Just a 15-minute flight from Panama City, you can reach the beautiful Pearl Islands. This luxury residential and hotel project offers exclusive apartments from around USD 1 million. With 14 beaches, its own marina and numerous leisure activities such as whale watching and water sports, this project is a real highlight. The excellent infrastructure and idyllic location make it an ideal investment opportunity with a direct link to a residence permit for your family.
Vervana is located in a quiet, tropical bay near the famous Playa Venao, which is known for its surfing opportunities. This luxury resort with sustainable construction is operated by the renowned Hamak hotel group. Prices for the luxury residential units start at around USD 535,000. The apartments can be used for personal use or for rent, with comprehensive hotel services available. Payment with cryptocurrencies is also possible here, which offers additional flexibility. This is a great option for investors looking for a residence permit for the whole family.
Panama not only offers beautiful beaches and an ideal climate, but also excellent investment opportunities through the purchase of beachfront properties. By buying a property, you can not only invest in a capital asset, but also apply for a residence permit for your family.
Learn more about using crypto for real estate purchases in Panama.
Take the opportunity to invest in one of the most beautiful regions in the world and create a plan B outside Europe. Contact us for more information about our offers and customized advice.
Klaus Happ’s company “FRAPAN-Invest” advises investors who want to invest in real estate in Panama. Furthermore, Klaus Happ will be happy to advise you personally on the subject of “Plan B in Panama”.
The real estate market in Panama is internationally one of the most interesting for investments. We would like to be your trusted local partner and assist you with the initial purchase. Additionally, we can take care of your real estate in Panama in a sustainable way.
Profitable, safe and beautiful:
Investments in Panama
In a world filled with economic uncertainties and unstable political environments, more and more people are searching for a Plan B abroad. You may already be considering Dubai, as this international metropolis offers many advantages for your investments. But have you also considered Panama as an exciting alternative? We make the comparison: Panama versus Dubai.
Dubai is known for its impressive skyline, luxurious hotels, and exclusive shopping options. The city attracts investors from around the world and is considered a hub for business activities.
However, the downsides should also be taken into account: extremely high summer temperatures, an artificial environment, and high living costs can pose long-term challenges. Additionally, life in Dubai is heavily influenced by Muslim customs, which requires cultural adaptation.
In contrast, Panama offers a combination of modern infrastructure, breathtaking landscapes, and an open society. With a pleasant tropical climate and stunning beaches on both the Pacific and the Caribbean, Panama is not only a great place to live but also an ideal destination for investments.
The advantages Panama offers its investors are remarkable:
Both countries have their merits, but when it comes to your future, careful consideration is essential. Panama offers a more open society, rich nature, and lower living costs, while Dubai exudes a unique allure with its luxury.
If you are keen to learn more about the differences between Panama and Dubai and discover why Panama is becoming an increasingly important investment location, take a look at our comparison of Panama and Dubai.
LEARN MORE
Conclusion
Ultimately, the decision of which country to invest in depends on your personal goals and preferences. We are here to support you with your plans for Visa and Invest in Panama. Book your free introductory appointment today and find out how we can help you realize your perfect Plan B in Panama.
Klaus Happ’s company “FRAPAN-Invest” advises investors who want to invest in real estate in Panama. Furthermore, Klaus Happ will be happy to advise you personally on the subject of “Plan B in Panama”.
The real estate market in Panama is internationally one of the most interesting for investments. We would like to be your trusted local partner and assist you with the initial purchase. Additionally, we can take care of your real estate in Panama in a sustainable way.
Profitable, safe and beautiful:
Investments in Panama
Are you toying with the idea of emigrating and asking yourself, “Why Panama?” This article answers this question. Panama offers a multitude of advantages for those looking for a new chapter in their lives. There are many advantages that speak in favour of Panama. Here are the top 5 reasons for Panama and a plan B in this beautiful country in 2025.
Panama not only offers breathtaking nature, but is also a place full of opportunities for investment and a fresh start. The combination of a stable economy, excellent infrastructure and high quality of life makes Panama an excellent choice for anyone considering a Plan B outside Europe. Do you long for freedom and a new attitude to life in the warmth? Then Panama is a good emigration destination for you. These were our top 5 reasons for Panama. In a personal consultation, you are welcome to clarify any open questions and receive further valuable tips on your Plan B in Panama.
Klaus Happ’s company “FRAPAN-Invest” advises investors who want to invest in real estate in Panama. Furthermore, Klaus Happ will be happy to advise you personally on the subject of “Plan B in Panama”.
The real estate market in Panama is internationally one of the most interesting for investments. We would like to be your trusted local partner and assist you with the initial purchase. Additionally, we can take care of your real estate in Panama in a sustainable way.
Profitable, safe and beautiful:
Investments in Panama
The acquisition of real estate in Panama with cryptocurrencies is now possible. Last week, I was able to arrange with nearly all of our partner developers that our clients can now invest directly in cryptos in Panama. Given the current high levels of cryptocurrencies, this is the perfect time to convert digital assets into hard assets and create a secure Plan B in Panama for the family.
In times of crisis, it is more important than ever to establish a solid foundation. Purchasing a property in Panama not only offers stability and security but also provides the opportunity to apply directly for a residence permit in Panama, such as the Golden Investor Visa.
If you are interested in the various real estate projects where you can pay with cryptocurrencies, we look forward to your message via the contact form.
Discover the opportunities that the combination of real estate investments and cryptocurrencies in Panama offers you, and realize your Plan B in Panama.
Klaus Happ’s company “FRAPAN-Invest” advises investors who want to invest in real estate in Panama. Furthermore, Klaus Happ will be happy to advise you personally on the subject of “Plan B in Panama”.
The real estate market in Panama is internationally one of the most interesting for investments. We would like to be your trusted local partner and assist you with the initial purchase. Additionally, we can take care of your real estate in Panama in a sustainable way.
Profitable, safe and beautiful:
Investments in Panama
In a world characterized by constant change and uncertainty, more and more people are looking for stable alternatives for their future. The desire for a Plan B has become a pressing concern in recent years. Panama has established itself as a promising option that not only offers year-round sunshine, but also security and prospects for the whole family.
In recent months, we have seen a significant increase in clients realizing their Plan B in Panama or even emigrating. Many of our clients have shared their reasons with us, ranging from the worrying geopolitical situation in Europe – particularly the Ukraine conflict – to uncertainties in the political landscape. We would like to share these motivations of our clients here.
Plan B includes investing in a property in Panama to obtain a residence permit in Panama for the whole family.
One of the main reasons for this decision is the impending escalation of the war in Ukraine with Russia, which could also affect neighboring countries and therefore Europe. The latest political decisions, which include an increased military presence in the region, are causing unease among many. Added to this is the uncertainty surrounding future political developments, such as the possible inauguration of Donald Trump in 2025, which is causing fears of an unstable future.
1. Low minimum investment: you can invest in a property in Panama for as little as USD 200,000 to obtain a permanent residence permit in Panama. This low barrier to entry allows many families to consider this step.
2. Flexible residence permit: You are not obliged to live in Panama permanently. One visit every two years is sufficient to maintain your residence permit in Panama. This means that you can continue to live in your home country while retaining the option of security in Panama.
3. Strong currency: The US dollar as the national currency offers you additional financial stability. This security is a great advantage, especially in times of economic uncertainty.
4. Property management: We offer you comprehensive support in managing and renting out your property so that you can continue to benefit from your investment while you are away.
Thanks to our experienced lawyers, applying for a visa in Panama is straightforward. We take care of all the necessary formalities so that you can concentrate on the essentials: protecting your family.
With one click, you will find a wide selection of your investment opportunities in Panama that are ideal for your Plan B in Panama. Each property in Panama offers you a solid foundation to provide your family with security and stability in uncertain times.
Panama City, in particular, offers a selection of good international schools. This means that families with children can continue their offspring’s education abroad with a clear conscience and simplify the transition to a new life. You can find out more about this in my blog post “Emigrating with the whole family – how does it work with schools in Panama?“.
Conclusion
A Plan B in Panama is more than just an investment – it’s a way to provide your family with stability and security in an unpredictable world. Let’s work together to explore your options in Panama and secure your future.
Klaus Happ’s company “FRAPAN-Invest” advises investors who want to invest in real estate in Panama. Furthermore, Klaus Happ will be happy to advise you personally on the subject of “Plan B in Panama”.
The real estate market in Panama is internationally one of the most interesting for investments. We would like to be your trusted local partner and assist you with the initial purchase. Additionally, we can take care of your real estate in Panama in a sustainable way.
Profitable, safe and beautiful:
Investments in Panama